Topics

1

General Discussion / Roth or Taxable Account

« on: March 24, 2022, 04:38:24 PM »

Sorry if already asked, but could not find it.

If we plan on "trying" to stay in the 0% capital gains rate upon retirement, wouldn't it make sense now to put more into our taxable account versus our Roth IRA account?

2

Early Retirement / Sell home to fund early retirement?

« on: December 29, 2020, 02:28:22 PM »

I have not seen the below as a strategy and I am hoping for feedback and advice please.

54 now.  Sell house in 3 years; net about $400K to live off of and slow travel for a couple years until I’m 59 ½.  Figure expenses to be about $60K/yr including travel health insurance and/or subsidized ACA since income will be very low…probably just roth conversions.  At 59 ½ will have 25X annual expenses plus around $350K cash.

Does this sound like a sound strategy?  I have searched, but haven’t found “selling your home to fund your early retirement” as a strategy.  Barely early I guess at 57 lol.