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Messages - MrWheat

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Travel hacking / Re: Delta miles
« on: March 27, 2018, 06:11:52 PM »
"My first question is does anyone have any other ideas on how to rack up Delta miles after the cards are used up?"

Do you have business cards for yourself and sig other? I have found amex bus cards very easy to get for consulting or businesses like selling art.

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Travel hacking / Re: Hacking approach to Chase 5/24
« on: January 20, 2018, 07:46:16 AM »
No, 91 days between apps for each person, but staggered to help meet min spends. So 46 days between cards as a couple. So about 4 cards per year per person, but 8 cards per year per couple.

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Travel hacking / Re: Hacking approach to Chase 5/24
« on: January 18, 2018, 08:54:27 AM »
My understanding is Chase Hyatt is exempt from 5/24 for receiving it, but it counts toward 5/24. It's such a good card if you can use the Hyatt stays that I would get it early. But if your plan was to blow past 5/24, then waiting till you did would be a good strategy.

The above strategy also works with the DW. It's just double, and in effect we get a new card as a couple every 46 days.

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Travel hacking / Hacking approach to Chase 5/24
« on: January 15, 2018, 10:14:49 AM »
The Chase 5/24 rule means that once you have 5 applications within a 24 month period Chase won't approve new cards (as always, with some caveats). But some business cards (Including Bank of America/Amex/Citi) don't count towards 5/24. So by getting business cards you can extend 5/24. To me the best strategy is using up the great Chase cards, then going to business till you get under 5/24. I wait a minimum 91 days between applications. Here is the order I would go in, if I was starting travel hacking today (Y or N means counts towards 5/24):

1) Chase Sapphire Preferred, 50k UR (Y)
2) Chase Business SWA 50k SWA (N*)
3) Chase Plus SWA 50k SWA (Y) to get the SWA companion pass
4) Chase Hyatt (Y)
5) Citi Thank You Premier (Y)

now switch gears to Chase Business at 4/24

6) Chase Ink Business, 80k UR (N*)

now go 5/24

7) Amex Delta Gold (Y)

Now go Business

8. Amex Gold Business, 50k Amex (N)
9) BoA Alaska Business, 30k Alaska (N)
10) Amex Delta Gold Business (N)

(* = will not count if under, YMMV)

By now with 90 day applications you are under 5/24 and can get more Chase cards. Have a better strategy?

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