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Topics - almost_there

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Early Retirement / Looking for guidance
« on: March 16, 2021, 07:06:38 AM »
This is my first post in this forum.
I'd like to call it a day and am wondering how to go about it.

I'm 60. Single. No kids.

Tax-deferred: $470,000 (roughly 65% stocks, 25% bonds, 10% others; all low-cost index funds). Cash: $131,000. Nothing else.

No debt, renter (donít plan to buy a house), I lease cars when needed (donít plan to buy, looking to locate where car not needed).

Able and willing to relocate outside the US, to live on USD3k a month in the right circumstances, and eager to stop "woking" altogether tomorrow. Could keep some consulting/coaching activities going and/or launch a few online offerings in the near future.

Looking for guidance on generating income before SocSec (that'll be approx. USD2,200 per month at age 70) and RMDs kick in.

I know GCC is a fan of the 4% rule and I don't meet it. Trouble?

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