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Topics - Pebbles555

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Expat life / Living abroad with your investment
« on: November 23, 2020, 03:01:58 AM »
I would like to ask from here if anyone is living or planning to retire abroad and will rely only their savings and investments you have allocated for retirement. I know some retire early and yet they still generate income from YouTube or blogs. I am curious if you set an amount for your early retirement would that be enough no matter what the stock market goes in the future?  Until you wait for your social security like 10-15 years from now. Thanks.

Early Retirement / Selling index fund (VTSAX) in taxable account
« on: August 06, 2020, 04:10:38 AM »
I have a question, i am planning to sell some shares of vtsax from my taxable account and will gain profit after selling. If i will sell the VTSAX, is that mean i cannot buy the same index fund on the following day??? Do you sell some of your index fund if you profit from it or just leave it and wait until you are ready to do the rebalance of the asset??? Just need some thought. This is the first time i am trying to sell the index fund. Thank you...

Taxes / Cost basis in vanguard
« on: April 08, 2019, 11:23:55 PM »
I am new in investing and still learning. I set up an account to vanguard and I encounter this cost basis. I would like to ask any suggestion what to do about it. Will I choose average cost, FIFO or specific identification? I read some blogs and article that specific identification is better. I would like to ask if it would be complicated if I choose the specific ID. I hire tax preparer to do tax foe me and my husband for the reason we don?t want to mess up our irs. Just an average here and very new when investing in stocks and index funds... thanks...

Early Retirement / Newbie in investment
« on: March 07, 2019, 11:21:36 AM »
Hello to all. I am so glad I came into this forum.

I read tons of forum and article. Everything is new to me. I want to start investing in vanguard but I have limited cash like 3000$. I would like to ask if I should open the Roth IRA or brokage account or traditional Ira????

I have a maximized 403b which is fully maxed by my employer. I have my hsa also. I want to expand my investment and want to start even though I will start in a small amount of money. After that I will plan to put 500 dollars every month on that account.

Can anyone please suggest where to start and what fund to invest??? I am eyeing the VTSAX for Roth IRA.

Really appreciate your feedback and thank you.

By the way, currently 39 years old and planning to retire 10 years from now....hoping....


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