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« on: July 25, 2019, 12:50:01 PM »
Thank you for the clear response! It's no wonder your website started me down this rabbit hole of travel cards - it is enjoyable to read, analytically sound and clear to the novice. So THANK YOU.
So, my options are
1) Wait another two months or so and try reapplying to Chase for IHG (for hotels, bc I agree with you about paying for the airfare). Hopefully they post the bonus in time for xmas in LA....
2) Wait another two months or so and try reapplying to Chase for Marriot Bonvoy. Hopefully they post the bonus in time for xmas in LA....
3) Wait a month and get the Capital One card for the cash back to use (but downside being burning through a card for 5/24?)
Are you concerned about a handful of "hard" inquiries to the credit bureau within 3 months?
I feel restless to get started since I feel like we missed out on so much savings (just did a huge house remodel without having anything more than United Explorer) but I guess I probably have to pace us more slowly.
I have my husband in the mix as well. He just got CSP (wish I did CSR...) but that min spend should be covered in a month. I can move some expenses forward and cover the min spends at about 8K/mo in items I can put on the card. Maybe I'll have him try the Marriot Bonvoy in a month or so.
Thank you for taking the time to answer!