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Early Retirement / Re: Why ACA if in California, vs Self-Insuring/High Deductible?
« on: February 21, 2019, 10:47:30 AM »
After further research it seems only my daughter would qualify for the super high deductible plan with Kaiser. I did see health share Catastrophic Coverage plans like this:
https://www.alierahealthcare.com/individual-family/catastrophic-plans/
I'm sure they have drawbacks too and require additional research, but the premium is $150-$200/mo for Family coverage.
I also see what you mean about the limits, under $56k income gets a huge subsidy on ACA plans that makes it < $300/mo for Family. If I can make my investment returns fall under that threashold after the $24k standard deduction that would be ideal.
https://www.alierahealthcare.com/individual-family/catastrophic-plans/
I'm sure they have drawbacks too and require additional research, but the premium is $150-$200/mo for Family coverage.
I also see what you mean about the limits, under $56k income gets a huge subsidy on ACA plans that makes it < $300/mo for Family. If I can make my investment returns fall under that threashold after the $24k standard deduction that would be ideal.