Author Topic: Converting tIRA to Roth IRA - must you be eligible to contribute to a Roth?  (Read 57 times)

GOFU

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Let's say you want to convert as much of your tIRA to a Roth IRA as you can in a given year. In order to do that is it required that you be eligible to contribute to the Roth in the first place?

In my case I am not eligible to contribute to a Roth IRA (or a tIRA) because all of my income is excluded from federal income tax under the FEIE. Does that preclude me from converting part of my tIRA to Roth?

gocurrycracker

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No, not necessary

There are no income limits for a Roth conversion. This is what makes the "backdoor Roth" possible